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Group Medical Insurance
Teachers Protective Mutual offers a full compliment of group medical insurance products tailored to meet your needs. TPM offers four series of group medical benefit programs for groups with two or more employees. TPM also offers a gap health insurance product to be used in conjunction with a high deductible major medical product designed to help employers reduce their cost for medical insurance.
Traditional Medical Plans
The Traditional series of plans carry 80% coinsurance for preferred providers
with deductibles of $300 and $600 and may include a separate deductible before
the standard prescription plan ($8/35/50).
High Deductible Medical Plans
The High Deductible series of plans carry 80% or 100% coinsurance for preferred providers with deductibles ranging from $1000 to $5000, office co-pay options of $20 and $35 and may include a separate deductible before the standard prescription plan ($8/35/50).
Health Savings Account Qualified Medical Plans
The HSA series plans carry 90% or 100% coinsurance for preferred providers with deductibles ranging from $1500 to $5000 and prescription drug discount card.
For further information on our Traditional, HDHP, Special and HSA plan series, please click here Group Medical Products Brochure.
GAP (Supplemental) Health Plans - HERO
The HERO Plan is an employer-sponsored group supplemental insurance plan which is designed to help reduce the cost of group medical coverage. Combining the HERO Plan with certain major medical plans can deliver coverage groups want and can afford. Agents click here for more information (Login required). Employers click here for more information.
Ancillary Benefits
In addition to great small group medical products Teachers Protective Mutual also offers ancillary benefits including Group Life, Accidental Death & Dismemberment, Short-Term Disability, Dental, Hearing and Vision insurance.
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